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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,092 | $108,942-19.1% | $100,415-12.3% | $145,897-39.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.75% | 58.27%-44.5pp | 49.47%-35.7pp | 552.29%-538.5pp |
| Employer contribution / active EE | $9,519 | $4,422+115.3% | $3,943+141.4% | $4,663+104.2% |
| Participant deferral / active EE | $6,259 | $8,461-26.0% | $8,091-22.6% | $6,689-6.4% |
| Admin fee / account holder | $607 | $9,702-93.7% | $7,906-92.3% | $13,390-95.5% |