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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,283 | $107,666+15.4% | $102,184+21.6% | $154,746-19.7% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 19.93% | 29.33%-9.4pp | 31.58%-11.6pp | 172.34%-152.4pp |
| Employer contribution / active EE | $10,199 | $3,846+165.2% | $3,594+183.8% | $4,379+132.9% |
| Participant deferral / active EE | $7,538 | $8,719-13.5% | $8,309-9.3% | $6,730+12.0% |
| Admin fee / account holder | $3,850 | $12,943-70.3% | $11,609-66.8% | $14,365-73.2% |