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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,896 | $88,815-77.6% | $81,882-75.7% | $145,897-86.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 15.40% | 1033.75%-1018.3pp | 779.47%-764.1pp | 552.29%-536.9pp |
| Employer contribution / active EE | $1,535 | $3,086-50.3% | $2,916-47.4% | $4,663-67.1% |
| Participant deferral / active EE | $4,573 | $4,647-1.6% | $4,323+5.8% | $6,689-31.6% |
| Admin fee / account holder | $313 | $8,434-96.3% | $7,360-95.7% | $13,390-97.7% |