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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,653 | $102,595-62.3% | $94,057-58.9% | $154,746-75.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 20.89% | 583.42%-562.5pp | 480.62%-459.7pp | 172.34%-151.4pp |
| Employer contribution / active EE | $2,292 | $3,147-27.2% | $2,933-21.9% | $4,379-47.7% |
| Participant deferral / active EE | $6,064 | $5,118+18.5% | $4,709+28.8% | $6,730-9.9% |
| Admin fee / account holder | $1,064 | $7,736-86.3% | $7,244-85.3% | $14,365-92.6% |