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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,490 | $93,346-32.0% | $71,796-11.6% | $273,972-76.8% |
| Participation rate | 16.7% | 76.5%-59.9pp | 69.1%-52.4pp | 83.0%-66.3pp |
| Annual return | 5.47% | 130.39%-124.9pp | 78.04%-72.6pp | 41.46%-36.0pp |
| Employer contribution / active EE | $733 | $2,733-73.2% | $1,924-61.9% | $4,869-85.0% |
| Participant deferral / active EE | $1,529 | $3,475-56.0% | $2,794-45.3% | $5,287-71.1% |
| Admin fee / account holder | $0 | $6,571-100.0% | $4,815-100.0% | $10,133-100.0% |