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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,327 | $112,121-47.1% | $95,960-38.2% | $158,966-62.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 18.24% | 171.16%-152.9pp | 91.63%-73.4pp | 302.95%-284.7pp |
| Employer contribution / active EE | $8,027 | $3,199+150.9% | $2,541+215.9% | $4,762+68.6% |
| Participant deferral / active EE | $8,581 | $4,784+79.4% | $4,167+105.9% | $5,983+43.4% |
| Admin fee / account holder | $755 | $10,135-92.6% | $6,797-88.9% | $11,250-93.3% |