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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,962 | $95,917-78.1% | $79,583-73.7% | $134,545-84.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -18.09% | -2.70%-15.4pp | 0.16%-18.2pp | 418.37%-436.5pp |
| Employer contribution / active EE | $3,428 | $3,129+9.6% | $2,414+42.0% | $4,742-27.7% |
| Participant deferral / active EE | $6,379 | $4,694+35.9% | $3,986+60.1% | $6,401-0.3% |
| Admin fee / account holder | $1,462 | $9,132-84.0% | $6,835-78.6% | $11,431-87.2% |