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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,372 | $112,729-65.1% | $98,716-60.1% | $137,256-71.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 16.50% | 38.48%-22.0pp | 31.81%-15.3pp | 220.34%-203.8pp |
| Employer contribution / active EE | $6,330 | $2,725+132.3% | $2,279+177.8% | $4,156+52.3% |
| Participant deferral / active EE | $4,360 | $4,640-6.0% | $4,048+7.7% | $6,407-31.9% |
| Admin fee / account holder | $9,405 | $10,129-7.1% | $8,703+8.1% | $12,270-23.4% |