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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,050 | $71,230-57.8% | $93,727-67.9% | $80,959-62.9% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 12.53% | 11.26%+1.3pp | 133.83%-121.3pp | 35.67%-23.1pp |
| Employer contribution / active EE | $5,068 | $1,565+223.8% | $2,421+109.3% | $2,757+83.8% |
| Participant deferral / active EE | $4,321 | $4,037+7.0% | $4,417-2.2% | $4,300+0.5% |
| Admin fee / account holder | $771 | $6,961-88.9% | $8,292-90.7% | $6,925-88.9% |