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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,241 | $133,981-64.7% | $112,249-57.9% | $134,532-64.9% |
| Participation rate | 68.8% | 78.6%-9.8pp | 75.1%-6.3pp | 81.2%-12.5pp |
| Annual return | -19.32% | 47.16%-66.5pp | 27.48%-46.8pp | 418.27%-437.6pp |
| Employer contribution / active EE | $1,825 | $4,040-54.8% | $3,636-49.8% | $4,741-61.5% |
| Participant deferral / active EE | $4,300 | $5,292-18.7% | $4,729-9.1% | $6,401-32.8% |
| Admin fee / account holder | $4,080 | $7,492-45.5% | $6,412-36.4% | $11,429-64.3% |