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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,612 | $56,110-33.0% | $94,993-60.4% | $70,126-46.4% |
| Participation rate | 81.3% | 65.0%+16.3pp | 73.9%+7.4pp | 69.5%+11.7pp |
| Annual return | 41.91% | 51.02%-9.1pp | 27.14%+14.8pp | 73.15%-31.2pp |
| Employer contribution / active EE | $6,043 | $1,442+319.0% | $2,603+132.1% | $2,343+158.0% |
| Participant deferral / active EE | $4,656 | $2,391+94.7% | $3,317+40.4% | $3,332+39.7% |
| Admin fee / account holder | $842 | $3,456-75.6% | $4,960-83.0% | $4,645-81.9% |