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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,546 | $100,073-86.5% | $85,126-84.1% | $145,877-90.7% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 18.29% | 84.11%-65.8pp | 66.63%-48.3pp | 551.28%-533.0pp |
| Employer contribution / active EE | $1,355 | $3,236-58.1% | $2,731-50.4% | $4,663-71.0% |
| Participant deferral / active EE | $3,351 | $5,294-36.7% | $4,523-25.9% | $6,691-49.9% |
| Admin fee / account holder | $337 | $7,261-95.4% | $6,160-94.5% | $13,402-97.5% |