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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,664 | $105,856-71.0% | $90,161-66.0% | $147,585-79.2% |
| Participation rate | 47.4% | 79.7%-32.4pp | 76.9%-29.5pp | 82.8%-35.5pp |
| Annual return | 23.85% | 37.63%-13.8pp | 34.89%-11.0pp | 578.58%-554.7pp |
| Employer contribution / active EE | $1,481 | $4,126-64.1% | $3,318-55.4% | $4,876-69.6% |
| Participant deferral / active EE | $3,975 | $5,733-30.7% | $5,287-24.8% | $5,439-26.9% |
| Admin fee / account holder | $0 | $8,046-100.0% | $5,943-100.0% | $10,886-100.0% |