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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,953 | $76,551-57.0% | $123,894-73.4% | $62,881-47.6% |
| Participation rate | 51.7% | 73.0%-21.3pp | 81.4%-29.7pp | 69.3%-17.6pp |
| Annual return | 12416.82% | 18.68%+12398.1pp | 47.52%+12369.3pp | 20.14%+12396.7pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $4,716 | $4,840-2.6% | $5,984-21.2% | $3,203+47.2% |
| Admin fee / account holder | $1,175 | $4,826-75.6% | $8,357-85.9% | $4,296-72.6% |