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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,209 | $56,287+188.2% | $80,977+100.3% | $62,881+158.0% |
| Participation rate | 98.4% | 68.9%+29.4pp | 75.8%+22.6pp | 69.3%+29.1pp |
| Annual return | 0.95% | 22.13%-21.2pp | 17.11%-16.2pp | 20.14%-19.2pp |
| Employer contribution / active EE | $5,340 | $1,943+174.8% | $3,715+43.7% | $2,281+134.1% |
| Participant deferral / active EE | $6,766 | $4,196+61.3% | $5,696+18.8% | $3,203+111.2% |
| Admin fee / account holder | $7,122 | $3,742+90.3% | $5,517+29.1% | $4,296+65.8% |