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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,925 | $138,102-24.0% | $125,381-16.3% | $134,532-22.0% |
| Participation rate | 33.3% | 84.5%-51.2pp | 82.4%-49.0pp | 81.2%-47.9pp |
| Annual return | -14.22% | 750.73%-764.9pp | 572.31%-586.5pp | 418.27%-432.5pp |
| Employer contribution / active EE | $1,209 | $5,245-76.9% | $4,815-74.9% | $4,741-74.5% |
| Participant deferral / active EE | $4,926 | $7,801-36.9% | $7,448-33.9% | $6,401-23.0% |
| Admin fee / account holder | $1,178 | $11,568-89.8% | $10,007-88.2% | $11,429-89.7% |