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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,193 | $100,139+52.0% | $85,187+78.7% | $145,884+4.3% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 27.10% | 84.15%-57.1pp | 66.67%-39.6pp | 551.85%-524.8pp |
| Employer contribution / active EE | $9,849 | $3,238+204.2% | $2,732+260.4% | $4,662+111.2% |
| Participant deferral / active EE | $6,181 | $5,296+16.7% | $4,525+36.6% | $6,690-7.6% |
| Admin fee / account holder | $49,458 | $7,262+581.0% | $6,162+702.6% | $13,392+269.3% |