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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,786 | $96,558+1.3% | $80,977+20.8% | $273,972-64.3% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 1.99% | 15.14%-13.2pp | 17.11%-15.1pp | 41.46%-39.5pp |
| Employer contribution / active EE | $9,521 | $4,869+95.5% | $3,715+156.3% | $4,869+95.5% |
| Participant deferral / active EE | $4,596 | $6,598-30.3% | $5,696-19.3% | $5,287-13.1% |
| Admin fee / account holder | $556 | $7,493-92.6% | $5,517-89.9% | $10,133-94.5% |