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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,813 | $174,379+108.6% | $152,093+139.2% | $138,895+161.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 13.15% | 74.86%-61.7pp | 66.36%-53.2pp | 145.39%-132.2pp |
| Employer contribution / active EE | $9,243 | $4,652+98.7% | $4,175+121.4% | $4,194+120.4% |
| Participant deferral / active EE | $16,743 | $6,159+171.8% | $5,451+207.1% | $6,396+161.8% |
| Admin fee / account holder | $4,468 | $16,880-73.5% | $14,497-69.2% | $12,562-64.4% |