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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,813 | $181,062+100.9% | $158,223+129.9% | $155,188+134.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 13.15% | 57.39%-44.2pp | 52.09%-38.9pp | 148.84%-135.7pp |
| Employer contribution / active EE | $9,243 | $4,565+102.5% | $4,109+125.0% | $4,248+117.6% |
| Participant deferral / active EE | $16,743 | $6,134+172.9% | $5,467+206.3% | $6,531+156.4% |
| Admin fee / account holder | $4,468 | $18,825-76.3% | $16,047-72.2% | $14,480-69.1% |