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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,602 | $95,979-58.7% | $74,551-46.9% | $135,380-70.7% |
| Participation rate | 50.0% | 75.7%-25.7pp | 69.1%-19.1pp | 82.6%-32.6pp |
| Annual return | -7.28% | 56.97%-64.3pp | 32.53%-39.8pp | 519.81%-527.1pp |
| Employer contribution / active EE | $2,287 | $2,716-15.8% | $1,961+16.6% | $4,779-52.1% |
| Participant deferral / active EE | $5,126 | $3,844+33.4% | $3,108+64.9% | $5,609-8.6% |
| Admin fee / account holder | $8,690 | $6,522+33.2% | $5,059+71.8% | $10,828-19.7% |