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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,913 | $158,852-52.2% | $121,220-37.4% | $135,380-43.9% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -6.36% | -0.64%-5.7pp | 16.94%-23.3pp | 519.81%-526.2pp |
| Employer contribution / active EE | $24,323 | $5,666+329.3% | $4,023+504.7% | $4,779+409.0% |
| Participant deferral / active EE | $18,000 | $4,006+349.4% | $3,345+438.1% | $5,609+220.9% |
| Admin fee / account holder | $762 | $6,515-88.3% | $5,021-84.8% | $10,828-93.0% |