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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,259 | $176,105-85.7% | $159,474-84.2% | $167,536-84.9% |
| Participation rate | 28.6% | 85.0%-56.4pp | 82.8%-54.3pp | 82.1%-53.5pp |
| Annual return | 18.60% | 331.91%-313.3pp | 263.68%-245.1pp | 478.82%-460.2pp |
| Employer contribution / active EE | $1,207 | $5,299-77.2% | $4,831-75.0% | $4,839-75.1% |
| Participant deferral / active EE | $3,825 | $7,751-50.7% | $7,353-48.0% | $6,342-39.7% |
| Admin fee / account holder | $92 | $12,559-99.3% | $10,802-99.1% | $12,315-99.3% |