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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,150 | $198,462-76.7% | $170,439-72.9% | $147,585-68.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 18.15% | 257.30%-239.1pp | 205.94%-187.8pp | 578.58%-560.4pp |
| Employer contribution / active EE | $6,925 | $6,184+12.0% | $5,433+27.5% | $4,876+42.0% |
| Participant deferral / active EE | $3,903 | $5,629-30.7% | $4,939-21.0% | $5,439-28.2% |
| Admin fee / account holder | $616 | $16,852-96.3% | $13,881-95.6% | $10,886-94.3% |