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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,908 | $97,729-47.9% | $83,830-39.3% | $135,379-62.4% |
| Participation rate | 72.7% | 80.0%-7.2pp | 76.1%-3.4pp | 82.6%-9.9pp |
| Annual return | -6.93% | 1287.52%-1294.4pp | 850.97%-857.9pp | 519.79%-526.7pp |
| Employer contribution / active EE | $3,395 | $4,222-19.6% | $3,631-6.5% | $4,779-29.0% |
| Participant deferral / active EE | $6,470 | $4,683+38.2% | $4,082+58.5% | $5,609+15.3% |
| Admin fee / account holder | $1,013 | $6,674-84.8% | $5,479-81.5% | $10,828-90.6% |