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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,827 | $131,835-49.3% | $108,582-38.5% | $273,972-75.6% |
| Participation rate | 87.5% | 83.5%+4.0pp | 79.6%+7.9pp | 83.0%+4.5pp |
| Annual return | 6.26% | -91.57%+97.8pp | -51.70%+58.0pp | 41.46%-35.2pp |
| Employer contribution / active EE | $10,210 | $4,913+107.8% | $3,758+171.6% | $4,869+109.7% |
| Participant deferral / active EE | $6,519 | $5,127+27.1% | $4,311+51.2% | $5,287+23.3% |
| Admin fee / account holder | $1,127 | $10,253-89.0% | $7,645-85.3% | $10,133-88.9% |