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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,786 | $77,814-63.0% | $158,223-81.8% | $86,983-66.9% |
| Participation rate | 34.0% | 68.4%-34.5pp | 79.2%-45.2pp | 69.5%-35.6pp |
| Annual return | 20.83% | 30.54%-9.7pp | 52.09%-31.3pp | 25.83%-5.0pp |
| Employer contribution / active EE | $368 | $2,592-85.8% | $4,109-91.1% | $2,584-85.8% |
| Participant deferral / active EE | $2,270 | $3,270-30.6% | $5,467-58.5% | $4,194-45.9% |
| Admin fee / account holder | $2,245 | $5,879-61.8% | $16,047-86.0% | $7,856-71.4% |