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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,786 | $76,407-62.3% | $150,298-80.8% | $82,448-65.1% |
| Participation rate | 34.0% | 66.4%-32.4pp | 77.8%-43.8pp | 68.1%-34.1pp |
| Annual return | 20.83% | 39.99%-19.2pp | 62.79%-42.0pp | 41.64%-20.8pp |
| Employer contribution / active EE | $368 | $2,614-85.9% | $4,154-91.1% | $2,551-85.6% |
| Participant deferral / active EE | $2,270 | $3,214-29.4% | $5,453-58.4% | $4,139-45.2% |
| Admin fee / account holder | $2,245 | $6,352-64.7% | $14,116-84.1% | $7,234-69.0% |