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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,790 | $80,177-67.8% | $123,894-79.2% | $57,658-55.3% |
| Participation rate | 75.2% | 74.4%+0.7pp | 81.4%-6.2pp | 70.2%+4.9pp |
| Annual return | 0.00% | 17.90%-17.9pp | 47.52%-47.5pp | 5.13%-5.1pp |
| Employer contribution / active EE | $1,022 | $2,913-64.9% | $4,617-77.9% | $1,974-48.2% |
| Participant deferral / active EE | $3,949 | $5,130-23.0% | $5,984-34.0% | $3,061+29.0% |
| Admin fee / account holder | $1,022 | $106+860.9% | $8,357-87.8% | $95+980.6% |