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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,915 | $102,429-60.1% | $147,096-72.2% | $80,925-49.4% |
| Participation rate | 80.0% | 75.9%+4.1pp | 82.2%-2.2pp | 67.7%+12.3pp |
| Annual return | 17.39% | 135.02%-117.6pp | 419.75%-402.4pp | 35.65%-18.3pp |
| Employer contribution / active EE | $3,133 | $3,716-15.7% | $4,936-36.5% | $2,756+13.7% |
| Participant deferral / active EE | $6,146 | $6,649-7.6% | $8,071-23.8% | $4,299+43.0% |
| Admin fee / account holder | $7,171 | $7,957-9.9% | $13,005-44.9% | $6,940+3.3% |