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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,915 | $102,422-60.1% | $147,117-72.2% | $80,959-49.5% |
| Participation rate | 80.0% | 75.9%+4.1pp | 82.2%-2.2pp | 67.7%+12.3pp |
| Annual return | 17.39% | 135.16%-117.8pp | 420.54%-403.1pp | 35.67%-18.3pp |
| Employer contribution / active EE | $3,133 | $3,717-15.7% | $4,932-36.5% | $2,757+13.6% |
| Participant deferral / active EE | $6,146 | $6,652-7.6% | $8,065-23.8% | $4,300+42.9% |
| Admin fee / account holder | $7,171 | $7,953-9.8% | $12,993-44.8% | $6,925+3.6% |