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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,460 | $89,367-60.3% | $141,191-74.9% | $72,975-51.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 20.80% | 111.87%-91.1pp | 71.41%-50.6pp | 81.01%-60.2pp |
| Employer contribution / active EE | $6,968 | $3,115+123.7% | $4,736+47.1% | $2,440+185.6% |
| Participant deferral / active EE | $3,465 | $5,419-36.1% | $6,710-48.4% | $3,608-4.0% |
| Admin fee / account holder | $8,883 | $5,957+49.1% | $10,264-13.5% | $5,124+73.4% |