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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,087 | $209,336-69.4% | $197,124-67.5% | $137,256-53.3% |
| Participation rate | 40.0% | 87.3%-47.3pp | 86.7%-46.7pp | 80.0%-40.0pp |
| Annual return | 174.86% | 48.09%+126.8pp | 44.34%+130.5pp | 220.34%-45.5pp |
| Employer contribution / active EE | $4,210 | $6,591-36.1% | $6,227-32.4% | $4,156+1.3% |
| Participant deferral / active EE | $15,510 | $9,614+61.3% | $9,135+69.8% | $6,407+142.1% |
| Admin fee / account holder | $0 | $17,308-100.0% | $16,298-100.0% | $12,270-100.0% |