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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,551 | $97,125-21.2% | $86,233-11.2% | $137,256-44.2% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.0%-35.7pp | 80.0%-46.6pp |
| Annual return | 13.98% | 74.19%-60.2pp | 61.39%-47.4pp | 220.34%-206.4pp |
| Employer contribution / active EE | $1,101 | $2,841-61.2% | $2,504-56.0% | $4,156-73.5% |
| Participant deferral / active EE | $2,390 | $5,180-53.9% | $4,559-47.6% | $6,407-62.7% |
| Admin fee / account holder | $538 | $9,725-94.5% | $8,342-93.6% | $12,270-95.6% |