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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,577 | $175,231-90.0% | $149,696-88.3% | $139,466-87.4% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 34.45% | 166.77%-132.3pp | 134.46%-100.0pp | 373.66%-339.2pp |
| Employer contribution / active EE | $4,294 | $5,478-21.6% | $4,821-10.9% | $4,754-9.7% |
| Participant deferral / active EE | $7,090 | $6,521+8.7% | $5,682+24.8% | $6,712+5.6% |
| Admin fee / account holder | $1,054 | $16,155-93.5% | $13,212-92.0% | $11,409-90.8% |