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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,740 | $217,432-64.2% | $185,849-58.2% | $167,536-53.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 13.47% | 148.42%-135.0pp | 122.10%-108.6pp | 478.82%-465.4pp |
| Employer contribution / active EE | $13,367 | $5,875+127.5% | $5,169+158.6% | $4,839+176.2% |
| Participant deferral / active EE | $7,583 | $6,357+19.3% | $5,569+36.2% | $6,342+19.6% |
| Admin fee / account holder | $317 | $19,818-98.4% | $16,244-98.1% | $12,315-97.4% |