Retirement plan

PRIVATE HARBOUR INVESTMENT MANAGEMENT & COUNSEL, LLC PROFIT SHARING PLAN

Name: PRIVATE HARBOUR INVESTMENT MANAGEMENT & COUNSEL, LLC - PRIVATE HARBOUR INVESTMENT MANAGEMENT & COUNSEL, LLC PROFIT SHARING PLAN (2016) Form 5500
Creator: PRIVATE HARBOUR INVESTMENT MANAGEMENT & COUNSEL, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PRIVATE HARBOUR INVESTMENT MANAGEMENT & COUNSEL, LLC PROFIT SHARING PLAN, PRIVATE HARBOUR INVESTMENT MANAGEMENT & COUNSEL, LLC

PRIVATE HARBOUR INVESTMENT MANAGEMENT & COUNSEL, LLCEIN 26-2172644Plan #001PY 2016

29525 CHAGRIN BLVD, SUITE 110 - PEPPER PIKE, OH 44122216-292-5700privateharbour.comLinkedIn1-10 employeesinvestment management

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.8M

+9.5% from 2015

Total participants

+20.0% from 2015

Average account balance

$150,112

-8.8% from 2015

Annual return

7.81%

+12.02 pp from 2015

Benchmarks

See 30,342 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants<25

Cohort30,342 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.00M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$500K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

200.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$77K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$77K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+4.28%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2363

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$76K

$8471 / participant

Other / not subdivided$76K100.0%

% of EOY assets

4.233%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$150,112

$153,769-2.4%

$133,975+12.0%

$273,972-45.2%

Participation rate

100.0%

88.4%+11.6pp

87.1%+12.9pp

83.0%+17.0pp

Annual return

7.81%

36.51%-28.7pp

29.29%-21.5pp

41.46%-33.6pp

Employer contribution / active EE

$4,353

$6,029-27.8%

$5,211-16.5%

$4,869-10.6%

Participant deferral / active EE

$7,056

$6,958+1.4%

$6,282+12.3%

$5,287+33.5%

Admin fee / account holder

$6,354

$11,765-46.0%

$9,324-31.9%

$10,133-37.3%

PRIVATE HARBOUR INVESTMENT MANAGEMENT & COUNSEL, LLC PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PRIVATE HARBOUR INVESTMENT MANAGEMENT & COUNSEL, LLC PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion