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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,564 | $181,896-75.5% | $156,551-71.5% | $273,972-83.7% |
| Participation rate | 0.0% | 88.4%-88.4pp | 84.0%-84.0pp | 83.0%-83.0pp |
| Annual return | 7.31% | 30.74%-23.4pp | 32.23%-24.9pp | 41.46%-34.1pp |
| Employer contribution / active EE | $1,646 | $6,248-73.7% | $5,501-70.1% | $4,869-66.2% |
| Participant deferral / active EE | $12,291 | $5,550+121.4% | $4,871+152.3% | $5,287+132.5% |
| Admin fee / account holder | $526 | $15,560-96.6% | $13,028-96.0% | $10,133-94.8% |