Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,200 | $91,536-71.4% | $130,062-79.9% | $75,177-65.1% |
| Participation rate | 44.0% | 71.5%-27.5pp | 78.5%-34.5pp | 67.2%-23.2pp |
| Annual return | 20.82% | -631.62%+652.4pp | -137.37%+158.2pp | 160.75%-139.9pp |
| Employer contribution / active EE | $0 | $2,845-100.0% | $4,322-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,235 | $4,343-48.5% | $5,821-61.6% | $4,126-45.8% |
| Admin fee / account holder | $1,709 | $6,780-74.8% | $10,601-83.9% | $5,651-69.8% |