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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,514 | $76,551-34.0% | $123,894-59.2% | $62,881-19.7% |
| Participation rate | 71.0% | 73.0%-2.0pp | 81.4%-10.4pp | 69.3%+1.7pp |
| Annual return | 9.81% | 18.68%-8.9pp | 47.52%-37.7pp | 20.14%-10.3pp |
| Employer contribution / active EE | $2,962 | $2,882+2.8% | $4,617-35.8% | $2,281+29.9% |
| Participant deferral / active EE | $6,683 | $4,840+38.1% | $5,984+11.7% | $3,203+108.7% |
| Admin fee / account holder | $7,790 | $4,826+61.4% | $8,357-6.8% | $4,296+81.4% |