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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,801 | $180,459-78.5% | $154,108-74.8% | $135,380-71.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -9.01% | 888.21%-897.2pp | 735.21%-744.2pp | 519.81%-528.8pp |
| Employer contribution / active EE | $1,669 | $6,035-72.3% | $5,298-68.5% | $4,779-65.1% |
| Participant deferral / active EE | $4,276 | $5,806-26.4% | $5,081-15.8% | $5,609-23.8% |
| Admin fee / account holder | $6,052 | $16,145-62.5% | $13,411-54.9% | $10,828-44.1% |