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| Provider | Service type | Compensation |
|---|---|---|
Service code 52 · EIN 13-5674085 | Indirect Investment Fees | $18,237 |
ADP BROKER-DEALER2+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $2,075 |
ADP BROKER-DEALER2+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,230 | $23,385-81.9% | $69,182-93.9% | $57,658-92.7% |
| Participation rate | 89.0% | 37.9%+51.1pp | 55.1%+33.9pp | 70.2%+18.8pp |
| Annual return | 8.96% | -659.34%+668.3pp | -21.93%+30.9pp | 5.13%+3.8pp |
| Employer contribution / active EE | $176 | $422-58.3% | $1,206-85.4% | $1,974-91.1% |
| Participant deferral / active EE | $1,199 | $843+42.2% | $1,897-36.8% | $3,061-60.8% |
| Admin fee / account holder | $5 | $82-93.4% | $2,697-99.8% | $95-94.3% |