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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH RETIREMENT & BENEFIT Service code 27 · EIN 13-5674085 | Advisory (Plan) | $40,776 |
ASCENSUS LLC6 years Service code 15 · EIN 11-3665754 | Recordkeeping | $25,306 |
Filed as: MERRILL LYNCH,PIERCE,FENNER & SMITH Service code 18 · EIN 13-5674085 | Custodial (other than securities); Di... | $23,787 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,178 | $61,391+219.6% | $149,723+31.0% | $71,529+174.3% |
| Participation rate | 100.0% | 62.5%+37.5pp | 78.8%+21.2pp | 67.9%+32.1pp |
| Annual return | 13.44% | 35.88%-22.4pp | 134.50%-121.1pp | 28.97%-15.5pp |
| Employer contribution / active EE | $8,956 | $2,384+275.7% | $4,821+85.8% | $2,590+245.8% |
| Participant deferral / active EE | $7,250 | $2,921+148.2% | $5,682+27.6% | $4,291+68.9% |
| Admin fee / account holder | $352 | $1,264-72.2% | $13,215-97.3% | $1,588-77.9% |