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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,538 | $42,383+106.5% | $76,518+14.4% | $64,173+36.4% |
| Participation rate | 90.7% | 58.1%+32.6pp | 68.0%+22.7pp | 69.6%+21.1pp |
| Annual return | -2.67% | -16.54%+13.9pp | -0.27%-2.4pp | 7.63%-10.3pp |
| Employer contribution / active EE | $4,185 | $1,563+167.7% | $2,647+58.1% | $2,381+75.8% |
| Participant deferral / active EE | $5,421 | $2,566+111.2% | $3,836+41.3% | $3,470+56.3% |
| Admin fee / account holder | $6,727 | $3,198+110.4% | $4,849+38.8% | $4,887+37.6% |