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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,228 | $90,486+10.8% | $78,676+27.4% | $273,972-63.4% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 10.25% | 75.62%-65.4pp | 62.19%-51.9pp | 41.46%-31.2pp |
| Employer contribution / active EE | $3,785 | $3,175+19.2% | $2,850+32.8% | $4,869-22.3% |
| Participant deferral / active EE | $8,307 | $3,901+112.9% | $3,517+136.2% | $5,287+57.1% |
| Admin fee / account holder | $2,809 | $5,263-46.6% | $4,510-37.7% | $10,133-72.3% |