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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,907 | $202,342-73.4% | $172,752-68.8% | $152,897-64.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 27.41% | 1029.83%-1002.4pp | 802.97%-775.6pp | 345.43%-318.0pp |
| Employer contribution / active EE | $7,489 | $5,858+27.8% | $5,144+45.6% | $4,764+57.2% |
| Participant deferral / active EE | $2,458 | $5,948-58.7% | $5,198-52.7% | $5,851-58.0% |
| Admin fee / account holder | $1,207 | $17,111-92.9% | $13,955-91.3% | $11,599-89.6% |