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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,120 | $65,364-75.3% | $92,909-82.6% | $72,975-77.9% |
| Participation rate | 97.8% | 68.3%+29.5pp | 76.0%+21.8pp | 69.5%+28.3pp |
| Annual return | 25.39% | 42.11%-16.7pp | 109.44%-84.1pp | 81.01%-55.6pp |
| Employer contribution / active EE | $2,388 | $2,594-8.0% | $3,653-34.6% | $2,440-2.1% |
| Participant deferral / active EE | $4,338 | $3,128+38.7% | $4,238+2.3% | $3,608+20.2% |
| Admin fee / account holder | $1,104 | $4,251-74.0% | $5,795-81.0% | $5,124-78.5% |