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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,019 | $148,623-62.3% | $135,974-58.8% | $139,466-59.8% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 17.11% | 79.30%-62.2pp | 68.30%-51.2pp | 373.66%-356.6pp |
| Employer contribution / active EE | $1,444 | $5,246-72.5% | $4,859-70.3% | $4,754-69.6% |
| Participant deferral / active EE | $3,347 | $8,103-58.7% | $7,760-56.9% | $6,712-50.1% |
| Admin fee / account holder | $372 | $12,406-97.0% | $10,767-96.5% | $11,409-96.7% |