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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,027 | $84,236-59.6% | $170,439-80.0% | $70,124-51.5% |
| Participation rate | 29.5% | 70.8%-41.3pp | 83.6%-54.1pp | 69.5%-40.0pp |
| Annual return | 14.57% | 23.06%-8.5pp | 205.94%-191.4pp | 73.14%-58.6pp |
| Employer contribution / active EE | $1,246 | $3,387-63.2% | $5,433-77.1% | $2,342-46.8% |
| Participant deferral / active EE | $1,899 | $3,086-38.5% | $4,939-61.6% | $3,332-43.0% |
| Admin fee / account holder | $2,241 | $5,698-60.7% | $13,881-83.9% | $4,645-51.7% |