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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,898 | $175,231+24.9% | $149,696+46.2% | $139,466+57.0% |
| Participation rate | 81.3% | 83.4%-2.1pp | 78.8%+2.5pp | 80.3%+0.9pp |
| Annual return | 14.18% | 166.77%-152.6pp | 134.46%-120.3pp | 373.66%-359.5pp |
| Employer contribution / active EE | $6,744 | $5,478+23.1% | $4,821+39.9% | $4,754+41.9% |
| Participant deferral / active EE | $8,747 | $6,521+34.1% | $5,682+53.9% | $6,712+30.3% |
| Admin fee / account holder | $681 | $16,155-95.8% | $13,212-94.8% | $11,409-94.0% |