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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,679 | $79,557+34.1% | $118,746-10.2% | $70,124+52.1% |
| Participation rate | 69.6% | 71.4%-1.7pp | 78.3%-8.7pp | 69.5%+0.1pp |
| Annual return | 25.28% | 25.64%-0.4pp | 24.54%+0.7pp | 73.14%-47.9pp |
| Employer contribution / active EE | $3,660 | $2,861+27.9% | $4,193-12.7% | $2,342+56.2% |
| Participant deferral / active EE | $6,635 | $4,089+62.3% | $5,332+24.4% | $3,332+99.1% |
| Admin fee / account holder | $10,082 | $5,374+87.6% | $10,720-6.0% | $4,645+117.0% |