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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,669 | $105,866-14.4% | $90,766-0.1% | $134,545-32.6% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | 9.09% | -10.99%+20.1pp | -12.16%+21.2pp | 418.37%-409.3pp |
| Employer contribution / active EE | $8,163 | $3,464+135.7% | $2,922+179.4% | $4,742+72.2% |
| Participant deferral / active EE | $7,716 | $5,217+47.9% | $4,565+69.0% | $6,401+20.5% |
| Admin fee / account holder | $25,982 | $13,938+86.4% | $8,446+207.6% | $11,431+127.3% |