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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,032 | $148,629-61.0% | $135,982-57.3% | $139,487-58.4% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 17.30% | 79.33%-62.0pp | 68.32%-51.0pp | 373.84%-356.5pp |
| Employer contribution / active EE | $1,998 | $5,247-61.9% | $4,859-58.9% | $4,755-58.0% |
| Participant deferral / active EE | $9,078 | $8,102+12.0% | $7,760+17.0% | $6,713+35.2% |
| Admin fee / account holder | $706 | $12,406-94.3% | $10,767-93.4% | $11,407-93.8% |