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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,910 | $135,956-1.5% | $123,894+8.1% | $273,972-51.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 4.95% | 56.63%-51.7pp | 47.52%-42.6pp | 41.46%-36.5pp |
| Employer contribution / active EE | $18,659 | $5,170+260.9% | $4,617+304.1% | $4,869+283.2% |
| Participant deferral / active EE | $12,668 | $6,343+99.7% | $5,984+111.7% | $5,287+139.6% |
| Admin fee / account holder | $5,123 | $9,817-47.8% | $8,357-38.7% | $10,133-49.4% |