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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,781 | $85,766-47.8% | $136,298-67.1% | $70,126-36.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 22.18% | 31.46%-9.3pp | 5156.27%-5134.1pp | 73.15%-51.0pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $8,610 | $5,051+70.4% | $6,247+37.8% | $3,332+158.4% |
| Admin fee / account holder | $9,034 | $5,421+66.7% | $9,244-2.3% | $4,645+94.5% |